What new regulations borrowers need to be aware of The financing conditions for real estate are regularly adjusted to offer both buyers and banks more security. In 2025, new regulations will come into force that will affect lending and capital requirements. Anyone looking to buy a property should familiarize themselves with the changes early on.
The European Union is tightening its climate targets, and this has a direct impact on the real estate market. New directives on energy efficiency, sustainability and building regulations are affecting owners and investors alike. Those who act early can benefit from funding opportunities and prepare for future market requirements. Stricter energy efficiency standards One...
Changes in building law often have far-reaching effects on owners, developers and investors. In 2025, there will still be new regulations affecting the construction and modernization of properties. Anyone considering a renovation, extension or new build should find out about the current regulations at an early stage. Relief for energy-efficient renovations To make the building stock...
Politicians regularly make adjustments to tenancy law in order to balance the interests of tenants and landlords. It is important for owners to be informed about current reforms in order to manage their properties strategically and avoid legal pitfalls. Adjustments to the rent freeze In many cities, the rent freeze applies, which prohibits rent increases in...
The German government has recently introduced several subsidy programs aimed at supporting housing construction and offering owners financial incentives. These programs are particularly interesting for families and investors who want to invest in the construction or purchase of real estate. KfW program "Home Ownership for Families" The "Home Ownership for Families" program of the...
The BVDM Furniture and Kitchens Trade Association, VDM Association of the German Furniture Industry and the Association of the German Wood-Based Panel Industry (VHI) are calling for more planning security and an immediate program for residential construction in an open letter to Federal Economics Minister Robert Habeck. The target figure of 400,000 completed residential units per year seems a long way off to the associations....
People in need of care in Germany are increasingly under financial strain. This is the result of a study by the Association of Statutory Health Insurance Funds (vdek). The costs for new arrivals in care homes are rising particularly sharply. Their co-payment has risen by an average of 348 euros per month compared to 2022. Even for those who have been living in a care home for some time, the...
In Germany, early warning systems need to be improved and dangers need to be communicated more clearly. This is the conclusion of a working group at the University of Potsdam. Immediately after the flood disaster in summer 2021, the working group asked those affected online how they had been warned about the flood. The results showed that 35% of respondents from North Rhine-Westphalia and 29% of...
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