Market data

Households receiving basic income support or citizens' allowance in old age spend more money per month on heating and electricity than comparable households with low incomes. This is the result of a recently published study by the German Institute for Economic Research (DIW Berlin). Between 2010 and 2019, the affected households paid an average of €5.30 more per month for heating and...

There is a shortage of around 2.2 million age-appropriate apartments in Germany. According to consistent media reports, this is the result of a study conducted by the Pestel Institute on behalf of the Bundesverband Deutscher Baustoff-Fachhandel. Only around 600,000 of the 2.8 million senior households are currently age-appropriate. However, the institute predicts that by 2040 at least 3.3 million...

The proportion of banks that would like to grant more loans fell from 61% to 14% compared to the previous year. In addition, 67% of banks are planning to grant fewer loans than before. This is according to the "EY Credit Market Study" by the auditing firm Ernst & Young GmbH. Entrepreneurs and private individuals are also more likely to be unable to obtain a loan....

Around six percent of households in major German cities have to make do with too little living space. This is according to the short report "Mismatch in the housing market" by the Cologne Institute for Economic Research (iw Köln). Families and households with a migration background are particularly affected. On the other hand, six percent of households in large cities live in apartments that are actually too large for them.

If you want to buy an existing apartment of around 80 square meters in a major German city, you will have to work for around 8 to 11 years; for a new-build apartment, it is even around 10 to 14 years. This is the result of an analysis by Immoscout24. In Munich, prospective buyers have to work around 11.2 years for a 5-day week (40 hours each) for an existing apartment and around 10 to 14 years for a new-build...

In his commentary "The housing market could put the ECB in a quandary", analyst Jochen Möbert from Deutsche Bank Research assesses the current situation on the housing markets. He says: "If inflation remains high, further interest rate hikes could lead to distortions on the housing markets." In his opinion, housing markets could find it difficult to cope with further interest rate hikes...

Germans are not only more environmentally aware, they are also under increasing cost pressure. This is the result of the study "Ecological sustainability as a driver of the transformation of housing in Germany", which was conducted by the Technical University of Darmstadt in cooperation with the real estate loan broker baufi24.de. Among other things, the researchers...

In 2022, there was less trading in residential portfolios and apartments than during the financial crisis in 2009 and 2010. This was recently announced by the Federal Institute for Research on Building, Urban Affairs and Spatial Development (BBSR). According to the BBSR, only twelve portfolios with at least 800 rental apartments changed hands in 2022 and only 38,400 residential units in total. This is based on an evaluation of a corresponding database on...

Paying high rents and repaying loans is a burden for more and more Germans. As a result, 12 percent of 12,000 respondents are planning to move for financial reasons. These are the findings of a joint analysis by the ifo Institute and Immowelt. The respondents could theoretically save costs, for example, by moving from the usually expensive city to the often cheaper...

The Cologne Institute for Economic Research (IW Köln) has found out more about the "New challenges for home ownership" on behalf of Deutsche Reihenhaus AG. One of the findings of the study was that fewer and fewer Germans are able to afford home ownership. While a couple with a net income of 3,730 euros (median income household) was able to afford...