BHW-Bausparkasse may not charge an annual fee during the savings phase of home loan and savings contracts. This was recently decided by the Federal Court of Justice (BGH, AZ: XI ZR 551/21). In this case, the Federation of German Consumer Organizations (vzbv) had filed a lawsuit against the building society in question. The building society had demanded an annual fee of 12 euros from its customers with a building society account. Wrongly, as the BGH...